Investing Corporate Cash
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Investing your company’s operating cash can make a bottom-line difference. An investment policy that takes into account your risk tolerance coupled with sound cash management can help generate income from cash reserves. In a study conducted by Treasury market think-tank Treasury Strategies, only 32% of companies surveyed had an investment policy. Moreover, businesses that forecasted cash out at least 30 days saw an average 30-basis-point yield improvement on investments with maturities of three months over those who forecasted out one week or less. (While forecasting cannot guarantee future performance or success, it can be important in cash management.)

Merrill Lynch's Approach to Investing Corporate Cash

Merrill Lynch’s team of seasoned business professionals can help you design an investing solution to suit your company’s liquidity needs, investment timeline and risk tolerance.

Investing Options

As a market leader in treasury management, Merrill Lynch offers a large array of investment alternatives that may improve yields on cash balances while helping preserve adequate liquidity.


For more information call 1.866.4ML-BUSINESS (465-2874) or e-mail us at AskMLBiz@ml.com.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

Working Capital Management Account and WCMA are registered service marks of Merrill Lynch & Co., Inc.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer, not a bank, and the WCMA account is a brokerage account, not a bank account.  Banking services are provided by licensed banks or third parties through arrangements with licensed banks.  Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by any bank and may lose value. 

Business Investor Account and BIA are service marks of Merrill Lynch & Co., Inc.


The Business Investor Account is a product of Merrill Lynch, Pierce, Fenner & Smith Incorporated, which is a registered broker-dealer, not a bank, and the BIA account in not a bank account.  Banking services are provided through licensed banks or by third parties through arrangements with licensed banks.  Securities, mutual funds and other non-deposit investment products available through the account are not FDIC-insured, not guaranteed by a bank and may lose value. 

Financing, including the WCMA Reducing Revolver loan, is through Merrill Lynch Commercial Finance Corp., 222 North LaSalle Street, 17th Floor, Chicago IL 60601-California Loans made pursuant to a Department of Corporations California Finance Lenders license.  Programs, options and property types are not available in all states and are subject to change.  Certain conditions, restriction and costs may apply, Not all features are available with all programs.  All loans are subject to credit review and approval.